All Services in Santa Rosa Beach, FL
Everything we do, all in one place.
Custom homes, ICF and concrete construction, commercial build-outs and remodelling. Pick any service below for the detail.
Our Lineup
Every service we offer.
What each one covers, how the job runs, and the questions we get asked most. Don't see what you need? Give us a call.
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Service 01
Custom Homebuilding
We build traditional wood-frame homes across Walton County, from coastal custom work on 30A to family homes on acreage up north. Every job runs through the same process: an honest line-item budget before we start, a schedule you can actually plan around, and an owner on site rather than a project manager you never meet.
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Service 02
ICF Construction
ICF is our specialty and the reason a lot of clients come to us specifically. Insulated Concrete Forms create a steel-reinforced concrete wall sandwiched between two layers of rigid foam insulation. The result is a house that shrugs off wind, stays quiet, holds its temperature and costs meaningfully less to cool through a Florida summer.
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Service 03
Concrete Homes
A concrete home is the most storm-resilient thing you can build on the Gulf Coast, and we build them start to finish. Where ICF describes the wall system, this is the finished result: a house engineered as a concrete structure, detailed so it still reads as a warm, well-finished home rather than a bunker.
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Service 04
Commercial Contracting
We handle small commercial work and tenant build-outs across the Panhandle, retail spaces, offices and similar projects where the finish standard is high and the schedule is unforgiving. Our retail work in Seaside is a fair example of the level of custom millwork and detail we are set up to deliver.
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Service 05
Remodeling
Remodelling is the work most likely to go sideways with the wrong contractor, because you are living in the middle of it. We run renovations the same way we run a new build: defined scope, line-item pricing, a sequence that keeps your house usable, and someone who answers the phone.
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Why JAT stands apart.
- Family owned and operated since 2006
- Florida Certified Building Contractor CBC1255741 & Certified General Contractor CGC1539372
- ICF and concrete construction specialists
- 40+ years of combined construction experience
- Civil engineering and project management background
- Honest, line-item estimates
- Residential and commercial work
- Serving all of Walton County
How We Compare
How is JAT Specialties different from other builders?
JAT
Other Companies
- Family owned and operated since 2006YesNo
- Florida Certified Building Contractor CBC1255741 & Certified General Contractor CGC1539372YesNo
- ICF and concrete construction specialistsYesNo
- 40+ years of combined construction experienceYesNo
- Civil engineering and project management backgroundYesNo
- Honest, line-item estimatesYesNo
- Residential and commercial workYesNo
- Serving all of Walton CountyYesNo
What Makes Us Different
Not all builders are created equal.
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We are ICF specialists, not dabblers
Plenty of builders will quote you an ICF house. Very few build them regularly. Insulated Concrete Form construction is what we are known for on this coast, a steel-reinforced concrete wall, insulated on both faces, that stands up to storms, stays quiet and cuts what you spend cooling it.
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Engineering sits behind the build
Jeremy's background runs through civil engineering, construction administration, architectural project management, site supervision, site design and surveying. That is an unusual foundation for a homebuilder, and it shows up in how site, drainage and structural questions get answered, early, and properly.
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You get the family, not a middleman
JAT is a family company. Jeremy started it in 2006, Mitchell joined in 2016 and Mason in 2023. When you hire us, the people who own the business are the people on your job, which is the whole reason our estimates hold and our punch lists actually get closed.
Working With Us Is Easy As 1-2-3
Our Simple 3-Step Process
From the first conversation to the final walkthrough, here is how a project runs with us.
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Talk it through
Tell us about the site, the plans and the budget. We will tell you honestly what is realistic before anyone spends money.
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Plan and price it
Drawings finalised, permits handled, and a line-item estimate you can actually read, so decisions get made while they are still cheap.
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Build it right
Construction with an owner on site, a schedule that holds, and a walkthrough at the end where the punch list gets finished.
Planning a build in Santa Rosa Beach?
Ready To Get Started?
Tell us about the site and the budget, and we'll tell you honestly what's realistic.
Start The Process
Frequently Asked
The most common questions.
If your question isn't on the list, give us a call, we answer the phone.
What exactly is ICF construction?
ICF stands for Insulated Concrete Forms. Hollow blocks of rigid foam are stacked like formwork, reinforced with steel, and filled with concrete. The foam stays in place permanently, so you end up with a solid reinforced concrete wall that is insulated on both the inside and the outside face.
Does an ICF home cost more than a wood-frame home?
The walls cost more up front. What you get back is lower cooling bills for the life of the house, significantly better storm resistance, a much quieter interior, and, depending on your carrier, potentially different insurance treatment. We build both wood-frame and ICF, so ask us to price your specific plan both ways and you can decide with real numbers instead of generalities.
Why does ICF make sense on the Florida Panhandle?
Two reasons, and they are the same decision. Storms: a steel-reinforced concrete wall does not rack or flex in high wind the way a framed wall can. Heat and humidity: continuous insulation plus concrete's thermal mass means the house holds its temperature instead of fighting the air conditioning all summer. On this coast you are solving both problems at once.
Will an ICF house look like a concrete bunker?
No. Once it is finished, an ICF home looks like any other well-built custom home, siding, stucco, trim, porches and roofline are all up to you. The difference is in the wall behind the finish, not in the way the house reads from the street.
Do ICF walls have problems with mould or termites?
Concrete and foam are not food for either. Removing the organic structural material takes away what mould and termites are actually after, which matters more in a climate as humid as this one than it would further north.
Do I need to have plans already?
No. Plenty of clients come to us with a rough idea, a lot, and a budget. We can talk through what is realistic before you spend money on a full set of drawings, and help you get from concept to a permitted plan.
Will I be dealing with the owner or a salesperson?
The owner. JAT Specialties is a family company, Jeremy founded it in 2006, Mitchell joined in 2016 and Mason in 2023. The people who own the business are the people on your job.
How do you handle estimates and budgets?
Line by line, in writing, before we start. You should be able to see where the money is going and make choices while they are still inexpensive to make. Surprises part-way through a build are usually a planning failure, not an unavoidable fact of construction.
Are you licensed and insured?
Yes. JAT Specialties holds two current Florida contractor licences: Certified Building Contractor CBC1255741, held since 2007, and Certified General Contractor CGC1539372. You can verify both yourself on the Florida DBPR licence search.
Can you build on rural acreage?
Yes, and we do it regularly in the north of the county. Building on acreage brings in well, septic, site access and drainage, all of which are far cheaper to solve before the slab is poured than afterwards.
Still have questions?
Happy to talk through your specific situation over the phone.
Call (850) 419-0979Not sure which service you need?
Tell us what's going on and we'll point you to the right fix. Free quotes, honest pricing, real people answering the phone.